Summary About Florida Workers Compensation Law
Workers Compensation
Florida Workers’ Compensation Requirements
Under Florida law, most businesses must carry workers’ compensation insurance if they have four or more employees, whether full-time or part-time.
Construction businesses are required to carry workers’ compensation insurance for every employee, including contractors.
What Workers’ Compensation Benefits Are Available?
Medical Benefits
Workers’ compensation pays for all reasonable and necessary medical treatment related to a work-related injury or illness, including:
- Visits to an approved physician (chiropractic care may be limited)
- Surgery and, when necessary, home nursing care
- Hospital treatment
- Dental care
- Prescription medications
- Braces and crutches
Other medical supplies ordered by your authorized doctor
Payment for Lost Wages (Indemnity Benefits)
If a work-related injury or illness causes you to miss work or earn less, you may be entitled to wage replacement benefits. You may qualify if:
You have been out of work for more than seven (7) calendar days on your authorized doctor’s advice, and
One of the following applies:
- You are unable to return to work due to the injury
- You can work, but earn less than 80% of your pre-injury wages
- Your doctor determines you have a permanent impairment resulting from the injury
These benefits help replace a portion of lost income while you recover.
Reemployment Services
If your injury prevents you from earning wages comparable to what you earned before, you may qualify for reemployment services designed to help you return to work.
These services may include:
- Resume writing assistance
- Vocational testing and counseling
- Job placement assistance
- Training or education needed for suitable employment
Services vary depending on the date of injury.
For more information, contact the Rehabilitation and Medical Services Office nearest you.
Workers Comp
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